Why Motorcyclists are Vulnerable to Road Accidents

By on Jun 10, 2017 in Uncategorized | 0 comments

When you think about road accidents, the first victims that come into your mind are car drivers and passengers. But they are not the only ones who are vulnerable. It can even be argued that motorcyclists are more vulnerable to road accidents compared to other people on the road.

According to the website of Mazin & Associates, PC, those who have been involved in motorcycle accidents may have legal options, especially if the accidents have been triggered by negligent or reckless third parties. But why are motorcyclists so protected by the law? This is because the law makers clearly know the dangers of being a motorcyclist.

Limited protection

Road accidents may happen because of many reasons, such as driver error, mechanical defect, road defect, or even dangerous weather. When an accident does happen, motorcyclists are more prone to injuries because of their limited protections. They only have helmets, jackets, elbow and knee pads, and boots.

This is sad when compared to the protections available for car drivers and passengers. They have airbags, seatbelts, and entire metal frameworks that can protect them from significant impact. Motorcyclists, on the other hand, are likely to absorb majority of the force.

Limited traction

A necessary requirement for motorcyclists is knowledge of balancing themselves. Motorcycles only have two wheels, so their operators are responsible in keeping them balanced. You cannot say the same thing for cars, because they have a wheel on each corner.

Aside from this, motorcycle tires are also a lot smaller and thinner compared to vehicle tires, so they are more vulnerable to debris and other hazards on the road that can make them crash, such as rocks, sand, and even innocent piles of leaves.

Limited visibility

Motorcycles are also smaller to cars, so they may be harder to see on the road. Because of their size, they also have limited lights on their disposal, so they may be even harder to see on poorly lit areas. There is a reason why small transportation users, like bicyclists, prefer using reflective clothing. This is to at least enhance their visibility to other drivers.

It doesn’t help that motorcyclists can also weave through traffic, giving them a chance to be on the blind spots of others.

Rollover Car Accidents

By on Feb 27, 2017 in Uncategorized | 0 comments

Car accidents can happen in many ways, such as head-on collisions, sideswipes, and T-bone accidents. But one of the most dangerous way is rolling over. The worst rollover accidents occur because of the negligence or recklessness of another party. According to the website of the auto accident lawyers of Evans Moore, LLC, there are legal actions you can pursue against these cases.

Common causes of rollovers

Driver Error: The most obvious cause of any kind of car accident is driver error. In the case of rollovers, reckless behaviors such as speeding have the capability to reduce the driver’s control of the vehicle. The vehicle may veer off the road, crash into the embankment, and rollover. The vehicle may also lose traction during a turning maneuver and cause a rollover accident.

Road Condition: The condition of the road should also be taken into consideration. Roads with abrupt curves, dangerous elevations, and weak traction with tires can also trigger rollover accidents. Drivers may not be able to fully turn on abrupt curves and crash, or they may turn too forcefully and cause their vehicles to rollover. Dangerous elevations, such as roads in mountainous areas, put vehicles at risk of falling and rolling over, especially the roads with minimal barriers. Roads with weak traction can limit the ability of tires to stay on the pavement and cause a rollover as well.

Weather Condition: One of the most overlooked factors in rollover accidents is the weather condition. Elements, such as ice, snow, and rain, can make the roads more slippery and prone to rollovers. Conditions such as fogs can affect visibility, which may result into collisions and crashes. Winds can also pose a danger, as they can knock down trees and potentially trigger a chain reaction accident.

Vehicle Type: Any vehicle can rollover, but some types of vehicles rollover more than others. Taller and narrow vehicles, such as sports utility vehicles and trucks, are more prone to rolling over because of their higher centers of gravity.

Why You Should Entrust Finding and Fixing Slab Leaks to Professional Plumbers

By on Oct 11, 2016 in Water Leaks | 0 comments

Plumbing leaks are not only pesky; these can also be destructive. When water leaks under the foundation of your home or inside it, this can cost you hundreds of dollars in cost of repair or replacement of your flooring, carpet, some furniture, and maybe even medication if the leak goes undetected for a while and causes growth of mold or mildew throughout your home.

Plumbing leakage that occurs under the concrete foundation of your house is referred to by professional plumbers and insurance companies as slab leak (a leak above the floor, on the other hand, is known as pinhole leak).

It is often quite difficult to realize that there is a leak either in your pool or plumbing system. While a leak in your pool may become apparent if you are adding more water every week, that is more water than what you usually lose through evaporation, a plumbing leak can be manifested by a sudden spike in your water bill; if the leak is in a hot water pipe, though, then you will also feel the sting of a sticker shock in your electric bill.

As mentioned in the ALD website, besides high water bills, symptoms of a slab leak also include:

  • The sound of running water when all water is turned off;
  • A hot spot on the floor which could indicate a hot water line leak;
  • Cracks in walls or floors due to a slab leak; and,
  • Mildew or excessive moisture under carpets.

While it can be tempting to go and fix a leak by yourself, allowing professional plumbers do the work is a much wiser decision. If the problem is a slab leak, then this will require a careful process and technical expertise.

Besides being trained for the job, professional plumbers also have the necessary devices, such as an electronic amplification equipment and an electromagnetic pipeline locator that will enable them to find the actual source of the leak and make the necessary repair with the least disruption to your property. Aside from saving you time and money, you also need not worry about where to get the needed cash to pay your hired expert plumbers. Well, the good news, except for the cost of the plumbing repair, insurance providers usually cover the cost of the leak detection service, line access and isolation, and dry out and restoration of your property to the condition before the leak occurred.

How Driving without Insurance can be More Costly and Inconvenient

By on Jun 30, 2016 in Insurance | 0 comments

Seeking compensation in the event of an accident should not be a worry to innocent victims who sustain injuries. This is based on the supposition that drivers carry auto liability insurance which means that anyone who would be injured in an accident will be compensated by the at-fault driver’s insurance provider or that drivers, who get involved in an accident, will be compensated by their respective insurance providers.

Proving financial responsibility, which may be done by carrying auto liability insurance or by complying with any state-approved means, is a basic driving requirement in all U.S. states. Sadly, however, 1 in every 8 drivers or more than 29 million drivers continue to drive freely on US roads and highways without insurance, according to a recent study by the Insurance Research Council. The study also revealed that the top five states for uninsured drivers are California, with 4.1 million uninsured drivers; Florida, with 3.2 million; Texas, with 1.6 million; Ohio, with 1.3 million; and, Tennessee, with 1.2 million. The main reason why these many drivers are uninsured is simple: too expensive insurance policies.

Imagine yourself without having any type of insurance coverage. If ever you cause an accident and happen to injure another driver, that driver has no other option but to file a civil suit against you. Payment for all his losses and damages, as well as cost of repair for all damaged properties (including damage to your own vehicle) will have to come from your own pocket. Everything will be quite similar if you were the one to end up as a victim. Since the driver who caused the accident, injured you and damaged your property, was uninsured, it will be your turn to suffer all the inconveniences of filing a lawsuit against him or her.

Sure, car insurance policies are expensive, and these will cost you more if you: are below 25 years old; have had traffic violations in the past; have only a few years of driving experience; are driving a high-powered sports car; have high annual mileage; or have been required by the court to file an SR-22. Despite all these factors, you will still need to get insured if you want to drive legally in your state. How? By finding the cheapest car insurance policy which will also include all the types of coverage that you need.

Unlike in the past, comparing and shopping for the best, yet cheapest, car insurance in now much easier and faster to do, thanks to independent car insurance firms. According to some law firms, like LaMarca Law Group P.C., car insurance firms can offer as many as a dozen free online insurance quotes, allowing clients to compare as many deals and prices as possible to help them get what they want without paying more than what they should.

Possible injuries a person may sustain in a truck accident

By on Feb 8, 2016 in Personal Injury | 0 comments

It is a sad reality that many commercial truck accident victims succumbed to injuries. However, those who have survived such catastrophe often do not consider themselves lucky as their lives are greatly affected after being injured in truck accidents.

Truck accident survivors have to undergo prolonged medical treatments and series of therapy sessions as accidents involving heavy cargo trucks can cause critical injuries. A person who sustain back and neck injuries in a truck accident can no longer do the same job he or she used to do. When the bones that support a person’s body were damaged, he or she may not be able to carry out simple tasks like lifting objects or walking. Such injuries may also result to paralysis.

According to a report from the National Institutes of Health, Pedestrian injuries are a growing concern for public health care professionals and the health care industry in the United States (U.S.) and worldwide. Though pedestrians are at great risk of suffering neck injuries in truck accidents, it may also happen to people driving small vehicles. Vehicle drivers and their occupants are at risk of whiplash when the vehicle they are riding was struck by heavy trucks. A person who had been victim of a truck accident is at risk of suffering from brain damage if his or her head is greatly affected in the collision. A person is at risk of losing his or her logical thinking or may not be able to follow simple instructions after sustaining head injuries. Symptoms of brain injuries like motor function problems and cognitive impairments may manifest long after an accident. In some situations people who have been involved in truck accidents might overlook their injuries mostly if there are no open wounds. However, truck accident victims are also at risk of suffering medical conditions if their internal organs have been affected by the extreme force of collision. Expensive medical treatment may be required if a person’s kidneys, liver, bladder, spleen and pancreas experience bleeding. Broken bones are also common in truck accidents. Individuals who have suffered broken bones in truck accidents are also at risk of suffering internal organ injuries if their ribcage or pelvic bones have been damaged. All the injuries related to truck accidents are often debilitating and it may also happen to people riding a vehicle.

Survivors of truck accidents or families who have lost their loved ones in such mishaps should understand that they have the right to file a claim if negligent trucking companies are liable to their sufferings. According to the lawyers of Ausband & Dumont, truck accident victims oftentimes are entitled to get compensations for them to recover their financial loss.